Asset and Personal Financing
Funding the tools that keep you moving
Whether it’s a vehicle, equipment, or a business asset, the right finance structure can make a meaningful difference to your cash flow and day-to-day operations.
Asset finance can be a smart option when you need access to a vehicle or equipment without putting undue pressure on your cash flow. This might include purchasing a car, upgrading work vehicles, investing in business equipment, or replacing essential assets as your needs change.
Asset finance allows you to access what you need now while spreading the cost over time, helping you maintain flexibility without tying up capital unnecessarily.
Choosing the right finance structure matters. Loan terms, repayment options, residual or balloon figures, and ownership arrangements all play a role in how well the financing supports your situation, both now and over time.
We support asset finance by helping you choose a structure that aligns with how you use the asset and how you want your finances to work. This includes comparing finance options, repayment terms, and ownership structures to suit your situation.
Whether the asset is for personal or business use, our focus is on ensuring the finance supports your cash flow, tax position where relevant, and longer-term plans, rather than creating unnecessary complexity.
Asset finance doesn’t need to be complicated. With the right advice, it can be a practical way to access what you need while keeping your finances balanced and flexible.
We take the time to understand how the asset fits into your life or business, explain your options clearly, and help you move forward with confidence, knowing the finance structure makes sense for you.
Four-Step Framework
Asset & Personal Finance
Understand
01
We start by understanding how the asset will be used, your financial position, and what you want the finance to support day to day.
Compare
02
We compare suitable asset finance options, considering repayment terms, ownership structures, and how each option impacts your cash flow.
Implement
03
Once a clear option is chosen, we manage the process end-to-end, coordinating with lenders and handling the paperwork to keep things simple.
Support
04
As your needs change, we remain available to review or adjust your asset finance to ensure it continues to suit your situation.
Asset & Personal Finance FAQs
Asset finance allows you to purchase a vehicle or equipment and repay it over time, rather than paying the full cost upfront. It’s commonly used for cars, work vehicles, and business equipment.
What is asset finance?
A wide range of assets can be financed, including personal vehicles, commercial vehicles, and business equipment. The suitability depends on how the asset is used and your financial situation.
What types of assets can be financed?
No. Asset finance can be used for both personal and business purposes. The structure may differ depending on how the asset is used and your circumstances.
Is asset finance only for businesses?
The right option depends on factors such as cash flow, intended use, ownership preferences, and longer-term plans. We help you compare options and choose a structure that makes sense for your situation.
How do I know which asset finance option is right for me?
Yes. Like any loan, asset finance can impact your borrowing capacity. We consider how the finance fits into your broader financial position to avoid unnecessary limitations later on.
Can asset finance affect my ability to borrow in the future?
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