First Home Buyers
Getting into the market
Getting into the property market for the first time can feel daunting. There’s no shortage of conflicting advice, opinions, and well-meaning voices telling you what you should or shouldn’t do.
This is where a trusted professional can help cut through the noise, explain what actually matters, and guide you toward buying your first home with clarity and confidence.
Our role is to help you feel informed and prepared, so you can move forward knowing your decisions are based on facts, not pressure or guesswork.
As a first home buyer, understanding your borrowing capacity, available grants, government schemes and the buying process itself is just as important as finding the right loan. We take the time to walk you through each stage, answer your questions clearly, and make sure you understand your options before you commit.
Our role is to help you feel informed and prepared, so you can move forward knowing your decisions are based on facts, not pressure or guesswork.
We support first home buyers by helping you understand what you can realistically afford, comparing loan options that suit your situation, and guiding you through the process from pre-approval to settlement.
Just as importantly, we help you balance buying a home with continuing to live your life. Our approach considers not only your loan, but how it fits with your day-to-day expenses, future plans, and the lifestyle you want to maintain, so home ownership feels sustainable, not restrictive.
You don’t need to have everything worked out before getting started. Many first home buyers come to us early, simply wanting to understand their position and what’s possible.
We take the time to answer your questions, explain your options clearly, and help you move forward at a pace that feels right, so buying your first home feels exciting, not overwhelming.
Four-Step Framework
To your first home
Understand
01
We start by understanding your situation, goals, and what buying your first home needs to look like for your life, not just your borrowing capacity.
Educate
02
We explain your borrowing power, loan options, and any grants or incentives in plain language, so you can make decisions with clarity, not confusion.
Prepare
03
We help you get pre-approved, compare suitable loan options, and ensure you’re ready to move forward when the right property comes along.
Support
04
From offer to settlement and beyond, we’re there to guide you through the process and remain available as your circumstances and goals evolve.
First Home Buyers FAQs
What you can afford depends on your income, expenses, deposit, and future plans. We help you look beyond the maximum a lender may approve and focus on a loan that fits comfortably with your lifestyle.
How much can I realistically afford as a first home buyer?
No. Many first home buyers speak to us early to understand what’s required, how much to save, and what options may be available to them. Getting clarity early can make the process much smoother.
Do I need a full deposit saved before speaking to a broker?
There are a range of government grants and schemes available to first home buyers, depending on your circumstances and the property you’re purchasing. We help you understand what may apply to you and how it fits into your overall purchase plans.
What grants or schemes might I be eligible for?
There’s no one-size-fits-all answer. The right timing depends on your financial position, goals, and readiness. Our role is to help you understand your options so you can make an informed decision, not pressure you into buying.
Is it better to buy now or wait?
Yes. A big part of our approach is helping you balance home ownership with maintaining a lifestyle you enjoy, so your mortgage feels sustainable rather than restrictive.
Can I buy my first home and still enjoy my life?
Let’s talk!
Ready to take the next steps in achieving your goals? Scheduling a consulting session with us is easy - fill out the form below and let’s start your journey to success today!